If you have suffered from any of these abusive bill collection practices, you may be entitled to compensation. I may help any consumer who is currently in collections, or has suffered from collection harassment.
What to Do if You're Abused By a Collector
If you're contacted by a debt collector, you have a right to dispute the debt either verbally or in writing. If you want to preserve some rights under the FDCPA, you must send a written dispute within 30 days of your receipt of the first "validation notice" from the debt collector.
Even if you owe the debt, or you cannot pay, you still have rights under the FDCPA. Most of our clients owe the debt being collected but because of financial circumstances, or a dispute over the goods or services, they cannot pay it.
In order to preserve your rights under the law, it's important for you to keep good records of all of the contacts.
Important Steps You Can Take
- Save copies of all letters and notices from collection agencies
- Save all phone messages and voice mails- this is very important!
- Make note of your conversations with these bill collectors
- Call your consumer rights attorney to help you recover your damages
Collection Communications Log
Here's a great way to record all of your collection contacts in one place and in writing. It's called the Collection Communications Log. It will standardize, simplify, and legitimize your claims against debt collectors.
If you have suffered from any abusive bill collection practices, you may be entitled to compensation. Please contact our office for more information.
- Collection agency called your neighbors, friends, or employer?
- Lied to, threatened, harassed by a collector?
- Threatened with garnishment, Liens, or arrest for not paying a bill?
- Sworn at or insulted by collection agents on the phone?
- Called by a collection agency at your workplace after telling the collector
not to call you there? - Received abusive phone messages from bill collectors?
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